|
Written by Tanzarelli
|
|
Friday, 16 May 2008 00:13 |
|
Following a success reclaiming from a few High Street Banks I decided to set the ball rolling on an inaccurately defaulted credit card with Capital One Bank (Europe) Plc.
I requested copies of my credit card statement information as well as all other personal data that Capital One held on me by sending them a Subject Access Request (SAR) under the Data Protection Act 1998.
This came through quite quickly (within two weeks) considering the have a statutory 40 days to provide all personal data they held on me as a data subject. I sifted through the statements and worked out that they had levied (charged me) £820 in unlawful penalty charges which they stated were for Late Payment Fees and also Over Limit Fees. I knew full well they were purely a way for the Bank to profit from me as a consumer and this made me more determined to reclaim them back.
|
|
Last Updated ( Friday, 16 May 2008 09:22 )
|
|
Read more...
|
|
|
Written by admin
|
|
Thursday, 15 May 2008 22:00 |
|
Diane from Cardiff had an existing loan with Nemo Personal Finance, including Payment Protection Insurance and required a further advance. She was provided with a new loan to settle the old one and at this point was mis-sold a new PPI policy.
The financial ombudsman, within his final determination stated "I am not satisfied that a policy that lasted for 5 years of a 25 year loan was a suitable product to sell to Mr and Mrs (Diane), especially as it was not made absolutely clear to them that they would be paying for it over 25 years." |
|
Last Updated ( Friday, 16 May 2008 09:22 )
|
|
Read more...
|
|
Written by PAG Editor
|
|
Tuesday, 04 September 2007 17:48 |
|
The Office of Fair Trading have released a press release warning consumers about a penalty charge reclaiming scam. Read on to make sure you do not become a victim of these low life creeps. |
|
Last Updated ( Friday, 16 May 2008 00:21 )
|
|
Read more...
|
|
|
Written by Aqua
|
|
Sunday, 15 July 2007 19:41 |
|
Welcome!! Hello and welcome to our community, where we help you to reclaim your penalties and asist our members on a whole range of other consumer issues. We are a FREE site! There are no fees or charges for using this site, or for the information we provide for your own use. Alongside reclaiming charges, our community area has plenty of advice and assitance with mortgage problems, PPI reclaims and assisting folks with sale of goods problems. Oh.... and don't forget, we have a 100% record. Every single claimant we have assisted has succeeded in their claims. If you want a little more direct support, want to see the success others are having, or just fancy a chat, why not pop into our community forum. Once there, don't be shy, just post up a quick hello and see just who's around to help you.
|
|
Last Updated ( Monday, 08 June 2009 19:30 )
|
|
Written by admin
|
|
Sunday, 22 July 2007 19:43 |
|
So called good value mortgage deals attracting homebuyers into switching providers have been disguising huge administration fees, with some lenders increasing their arrangement fees by more than 600% in the last 24 months. It has been discovered that Banks and Building Societies have simply been misrepresenting their products to score highly in the 'best-buy' tables by appearing to have lower interest rates than their competitors. |
|
Last Updated ( Friday, 16 May 2008 00:13 )
|
|
Read more...
|
|
|
|
|
<< Start < Prev 1 2 Next > End >>
|
|
Page 1 of 2 |
